A Division of Xpert Home Lending, Inc.
NMLS 2179191
Customized Lending Solutions
Thoughtful mortgage guidance—
without pressure or confusion.
First-Time Homebuyers
Clear, patient guidance to help you buy your first home with confidence—not confusion.​​
Women
A supportive, judgment-free approach focused on clarity, autonomy, and long-term stability.​
Moving Up or Rightsizing
Strategic planning to help you sell, buy, and move forward without unnecessary stress.​
Refinancing Options
Thoughtful analysis to determine whether refinancing truly supports your goals—not just today’s rates.
Second Homeownership
Expertise in complex scenarios so your second home purchase feels straightforward and well-planned.
Clear Communication
You’ll always understand what’s happening, what your options are, and why—without jargon or pressure.
Strategy Before Rates
Every recommendation starts with your bigger picture, not just today’s interest rate or a quick approval.
Calm, Proactive Guidance
Questions are answered before they turn into stress, and you’ll never feel rushed or left guessing.
Support from consultation to keys (and beyond)
From your first conversation through closing—and long after—you’ll have a steady guide in your corner.
Simplified Mortgage Process
Navigating Home Financing
01
Connect & Clarify Goals
02
Get Confidently Pre-Approved
03
Navigate Contract to Closing with Guidance
04
Close with Clarity
Why Clear Way Lending
​Choosing a mortgage isn’t just a financial decision—it’s a personal one.
Clear Way Lending was built for people who want clarity, strategy, and a steady hand throughout the process.
​
Experienced, Not Transactional
With 15 years in the mortgage industry, guidance here is shaped by real-world experience—not scripts or sales quotas. Every recommendation is thoughtful, informed, and grounded in what actually works.
A Broker Advantage
As a broker, Clear Way Lending works with multiple lenders to find the right fit for your goals—rather than forcing you into a one-size-fits-all solution. This flexibility creates more options, better strategy, and fewer surprises.
Clear Guidance Through Complex Scenarios
From first-time purchases to move-up homes, second homes, condos, and refinancing decisions, complex situations are approached with clarity and calm—not overwhelm.
Licensed & Local
Proudly licensed in Colorado and Florida, with deep market knowledge and a hands-on, responsive approach—no call centers, no handoffs.
Client-First, Always
Success isn’t measured by volume—it’s measured by confidence, clarity, and long-term trust. If a loan doesn’t support your goals, you’ll be told that honestly.
Empowering Homeownership
100%
Client Satisfaction
90%+
Transparency & Education
100+
Lenders Network
15+
Years of Expertise
Client Testimonials
Discover the positive impact of our mortgage solutions through client testimonials and success stories.
Andrea is everything you want from a loan officer - educational, patient, highly responsive, and quick. From our first conversation to coming to our signing at the escrow company, Andrea is a delight to work with. When our realtor was falling short on his responsibilities, Andrea was quick to step in and help. She helped us compare rates and get the best deal when rates were not great and explained what all the extra fees and terms meant. She even brought us a thoughtful gift basket at closing and made sure to take a pic to commemorate the occasion. I could not recommend Andrea more!
Barbara Lee
Andrea is fantastic- I had a set of seller/buyer clients and Andrea was pivotal in getting both deals to closing. From recommending creative products to help potential buyers find our sale be more attractive; to checking all the boxes and ensuring a smooth transaction for my clients on the buy side-- she is AMAZING! Trust Andrea to help you make it happen :)
Caleb Anderson
I worked with Andrea on my loan and cannot say enough great things about my experience. She was kind and compassionate, helping to ease any stress related to this big purchase. She took ample time to explain and educate me on the process and did so with patience and grace. And everything went completely smoothly due to her diligent oversight, constant attention and great communication.
I have recommended her to many friends and would highly recommend her to anyone in the market for a loan. She’s a special one!
Pamela Avirett
Meet Andrea Ransom
Andrea Ransom is passionate about communities, neighborhoods, and connection. She loves serving her clients to support them with their mortgage needs when buying new homes, investing in real estate, and establishing roots in places they love.
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Andrea began her mortgage career in 1998, when she started as an office admin for a busy mortgage brokerage. During that time she learned all about the mortgage business and became a loan processor for over ten years. Today, her processing background gives her a thorough knowledge and understanding of loans. She combines her passion for serving and connection, with her knowledge and experience to provide a unique approach to lending.
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With a master’s degree in counseling, and an author of the book, Community: 101 Ways to Be of Service and Create Community, Andrea is your partner in lending.
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Personally, Andrea resides in Denver with her husband, Rob, two boys, and 90 pound mini-bernedoodle.
Our Partner Lenders
